How to Make Your Money Last Forever

God never said we couldn’t bring our wealth to Heaven. He actually told us how when He said to deposit our valuables with Him.

But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal.
Matthew 6:20

But what can we bring to heaven? Not our money, not our investments, not our things, not even our good intentions, righteous acts, and great accomplishments. So what is there to store? What asset type does heaven accept?

This bring us to what are called Alternative Investments.

Everyday businesses exchange some form of value (such as cash) for another type of value container (such as stocks or bonds or goods). And why do they do this? It’s because they’re trying to create value. Sometimes cash is best. Sometimes stocks move up faster. Other times it’s art that appreciates, or a piece of property, or even Jewelry. The objective is the same, what’s the best investment – meaning what will maximize my earnings given my parameters and risk tolerance. Alternative investments are “alternate” or “substitute” investments to the more traditional asset types (stocks, bonds, and cash). Examples of these are art, property, and jewelry as mentioned above.

For example: You have cash in the bank that makes 8% a year in the bank. Since you understand the art world, you know what pieces will appreciate, so you buy a painting for P100,000. If let’s say someone was willing to buy that painting for P130,000, and you sold it at that price you just made P30,000. Instead of a bank holding your money for a year and making you 8% interest, the art piece became the container of that value, and because it appreciated more you ended up with more value.

Let’s get back to our verse: Store up for yourselves treasures in Heaven. What type of asset class does heaven accept? What’s the right alternative investment we can store?

Souls. Souls are what heaven accepts. We need to invest in People, in relationships.

Risking that I’ll sound too much like my father’s son – which I am in case you forget, but the Bible tells us in plain English the best way to use what we have:

I tell you, use worldy wealth to gain friends for yourselves, so that when it is gone, you will be welcomed into eternal dwellings.
Luke 16:9

So here’s how it works:

You have money, it can be a billion or it can be a peso, or it can be a free afternoon, but if you use what you have to build right and strong relationships through kindness, generosity, giving to the poor, giving to missions, feeding the hungry, sharing your time, or your home, or whatever, what your’e doing is you’re converting what you have into the only asset class heaven accepts: people. When you store your treasure in heaven nothing can destroy and it no one can steal it.

And that’s how you make your money last forever.

About the Author

David Bonifacio Husband, Father, CEO of Bridge, Managing Director of New Leaf Ventures. #DB

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